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Credit Card Subscriptions

Americans have become accustomed to a subscription-based lifestyle, with 92% of young people actively subscribing to various services, according to a study West Monroe Partners Study West Monroe PartnersThis convenience comes at a price: the average consumer unknowingly spends a whopping $273 per month on subscriptions. This figure is even higher than initial estimates, highlighting a risk of “subscription creep.”

However, a recent shift suggests a growing sensitivity to price. Streaming services, once a constant addition, are now experiencing a increase in cancellations. According to Antenna, a Seattle Times subscription research company, a quarter of subscribers have abandoned three or more services in the past two years. This “subscribe, watch, cancel, repeat” mentality is moving away from blind commitment and toward cost-conscious consumption.

In the age of dozens of paid streaming services, many people don’t know how much they’re spending, and cancellations are increasingly common. Keeping track of your subscriptions helps you avoid “subscription creep” and ensure you’re only paying for what really matters to you.

#1 Smartphone & Device Subscriptions

While uninstalling an app doesn't cancel your subscription, it's easy to cancel it right on your Android phone. Here's how:

To unsubscribe on Google:

  • Open the Google Play Store App.
  • Press the menu button (three horizontal lines) and choose “Subscriptions”.
  • Find the subscription you want to cancel in the list.
  • Select the subscription and tap “Cancel Subscription”.
  • Follow the on-screen instructions to complete the cancellation.

To unsubscribe on Apple:

  • Open the “Settings” app on the Apple App Store.
  • Tap your name at the top of the screen (your Apple ID).
  • Select “Subscriptions”.
  • You will see a list of your active subscriptions. Choose the one you want to cancel.
  • Tap “Cancel Subscription” (or “Cancel Free Trial” if applicable).

Rocket Money Subscription Tracking#2 Use subscription tracking tools

These are apps and online tools that track your financial spending in real-time. They work by reviewing your bank statements and providing you with a list of services billed to your account(s).

  • Rocket Money identifies your subscriptions to help you stop paying for things you no longer need. Your concierge is there when you need it to cancel unwanted subscriptions, so you don't have to.
  • Truebill is an app that tracks all subscriptions, from Netflix to Club memberships. It also analyzes percentage changes in the amounts billed for each item. To unsubscribe, tap Cancel on the subscription you want to cancel.
  • Trim works similarly, but it's an online tool and cancellation is done via SMS.
  • Empower is an app that follows the same scenario. It shows you the amounts spent on each service and the account balances, such as bank balances, Amazon, Uber, AT&T Wireless, etc. With this information, it becomes easy to cancel specific subscriptions or even renegotiate them.

#3 Popular Online Sites

  • How to cancel Onlyfans subscriptions?

Fans only is a content subscription service that allows content creators to share content. There are two ways to cancel your subscriptions. First, if you already have an existing account, open your OnlyFans and log in. Find the “user profile” you want to unsubscribe from. Then turn off auto-renewal. Confirm before finalizing the process. The second way to do this is to email support. They will help you cancel the subscription on their end.

  • How to cancel ProBiller subscriptions

ProBiller is an online merchant gateway for a variety of subscription services. If you have noticed a charge on your account from ProBiller, it is most likely a charge from one of their merchants. If you are unsure of which site the subscription is being processed through, you can contact ProBiller to determine which site the subscription is being processed through.

You can cancel your ProBiller subscriptions by calling customer service and requesting a conversation with a customer service agent. Make sure you have all your account details ready. Provide the agent with your account information and the particular service you wish to unsubscribe from. Request a refund of your fees if necessary and ask them to confirm the cancellation via email.

  • How to cancel Cashapp subscriptions

Cash payment application is a mobile app where users can send money to other people. For iPhone and iPad users, go to the app settings, then click on your name. Then, click on the “Subscriptions” option. If you can’t find the option right away, go to iTunes and Appstore for help. Once the “Subscription” is enabled, click on your Apple ID and sign in, then look for the subscription option when you scroll down. Then, click on the “CashApp” (subscription) you want to delete, then click on “Cancel”. If you can’t find the cancel button, it’s likely that you have successfully canceled the subscription.

For Android users, go to the Google Play Store, tap the menu, then “Subscriptions”, select the “Cashapp Subscription” you want to cancel and click “Cancel Subscription”.

#4 Email Subscriptions and ManualsCredit Card Payments

Not all subscriptions come from app stores. It’s easy to find forgotten subscriptions that you may have subscribed to a long time ago on your computer. The same goes for subscriptions that you filled out manually in a mall, on the street, at fairs, etc. It’s possible that subscription notifications come to you as spam (let’s be honest, you never read them).

The best approach is to search your emails for possible subscriptions. You can cancel subscriptions by sending an email to the service providers. If this proves difficult to do, check your bank statements from the last 12 months. Pay attention to regular subscriptions that you have forgotten or that are fraudulent. You can cancel them via the respective websites or by sending an email to the companies concerned.

Is there an easier way to cancel subscriptions?

Having to go through bank statements that may or may not contain subscriptions is not fun. Subscriptions on smart devices are even harder to track; your kids may open a new one or make in-app purchases from time to time. So is there an easy way to do this? Yes, there is…

Take away

It’s easy to end up with fraudulent and unwanted subscriptions eating into your finances. With the advent of automated payment systems, the problem is getting worse. Review your bills and bank statements to eliminate these payments. You can also use the “Cancel Subscription” option on smart devices. A much simpler approach is to use online tools and apps to monitor and cancel unwanted subscriptions.


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